Rate Matrix

For PRE-QUALIFICATION purposes only
.

Property
Type
Multi Family Office Industrial Care Facilities Hotel / Motel Storage/
Ware-
house
Anchor-
ed
Credit Un-
anchored
Other Owner Occupied
Rate
Fixed
Fixed
Fixed Or Adjustable Fixed Or Adjustable
Spread Range 155-240 215-250 210-265 215-350 295-350 245-295 235-295 225-295 245-295 275-450 175-450
Index 10-Yr. US Treasury Bond 10-Yr. US Treasury Bond 10-Yr.US Treasury or Prime 10-Yr.US Treasury or Prime
Term (years) 5, 7, 10, 15, 20, 25, 30, 40 5, 7, 10, 15 5, 10 10, 30, 40 10 10, 15 10, 15 Co-term
with lease
10, 15 7, 10, 15 10, 30
Amortization Up to 40 years Up to 25 years Up to 27.5 years Up to 40 years Up to 20 years Up to 25 years Up to 25 years Co-term
with lease
Up to 25 years Up to 25 years Up to 30 years
Min. Debt Service Coverage 1.1 1.25 1.25 1.1 1.50 1.30 1.25 1.0 1.25 1.35 1.05
Loan-to-Value Up to 90% Up to 80% Up to 80% Up to 90% Up to 65% Up to 80% Up to 80% Up to 100% Up to 80% Up to 75% Up to 90%
Recourse None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs None, except standard carve-outs Depen-
ding on the underlying dynamics
Personal guaran-
tees might be required

Quoted interest rates + spreads are subject to change. All terms and conditions are indicative only.

NOTE : Due to the current fluctuations in the financial markets, most institutions are using a "Floor Rate". Accordingly, our pricing models might be affected, showing slightly lower rates than currently accounted for by one or the other lending institution. We apologize for the confusion this may cause. 





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